Should You Buy Florida Boat Insurance?
July 25, 2022
It’s hard to imagine a state with more watercraft. In March of last year, the Florida Fish and Wildlife Conservation Commission announced that the Sunshine State had surpassed one million registered recreational vessels including all sorts of boats, jet skis, and specialized watercraft.
Although boat insurance is not required by Florida statutes, it would be very costly to replace your boat and you could be responsible for major medical bills if anyone is injured in a mishap.
Boat operators are required to obtain a boating safety identification card as well as to register and title watercraft with the state. Due to the potential high cost of damages, lenders most often require boaters to purchase a policy to cover the lien against the vessel. Boat safety equipment requirements vary depending on the date the vessel was manufactured, the size of the boat (yacht, ski boat, canoe, kayak, etc.), as well as where the boat is being operated and for what purpose.
Recreational Boating Capital for Millions
Florida has more than 30,000 lakes (7700 named bodies of water) that cover a little more than three million acres ranging from smaller fishing holes to the fourth largest natural lake in the United States. In addition, the Sunshine State is bordered on the east by the Atlantic Ocean and on the west coast by the Gulf of Mexico. In total, our state is a natural boating capital with over 2,000 miles of coastline and 11,000 miles of rivers and streams. Moreover, according to the Visit Florida website, there are an additional 100k out-of-state boats cruising on the state’s waters on any given day. So, recreational boaters have their pick of great Florida boating destinations* and an estimated 480 businesses that operate marinas statewide.
*Personal watercraft and airboats are strictly prohibited in all National Parks and Wildlife Refuges in the Florida Keys.
Buying Boat Insurance at Nsurance Nation
For many Floridians, owning a boat is a dream come true. For that reason, protecting the vessel or personal watercraft is just as important as the insurance coverage they purchase for a car or truck. After all, accidents happen on Florida’s waterways every day. Thankfully, the independent agents at Nsurance Nation can give you full peace of mind in knowing that you are covered if the unexpected happens. Plus, our team can provide you with a fast, convenient way to protect your investment by shopping major boat insurance carriers to find you the best coverage at the best rate.
At Nsurance Nation, our experienced agents offer you a fast, convenient way to protect your investment, so whenever you plan to hit the water you will have total peace of mind. Our experts will work quickly to find you the coverage you need at a rate you can afford; it couldn't be easier. We can insure your boat’s hull, motor, specified boating equipment, and boat trailer. Plus, we can show you how to protect your assets with bodily injury and property damage liability insurance coverage for accidents that happen while operating your boat or personal watercraft. Helping you find the right coverage that won’t bust your budget is only a phone call away.
Florida is blessed with lots of sunshine and beautiful bodies of water making it one of the busiest states for recreational boating in the United States. Unfortunately, it is also one of the most accident-prone both on and off the water. Nsurance Nation can help you protect your boat from physical damage as the result of a collision as well as losses due to sinking, theft, or vandalism. Let our experienced team provide you with the most competitive boat insurance rates nationwide. Call 1-877-957-3487 for unparalleled service when buying Florida boat insurance coverage.
