News
Why Is Florida Renter’s Insurance a Bargain?
September 7, 2026
“Low monthly cost provides tens of thousands of dollars in property and liability protection.” Florida renters insurance averages $13 to $20 per month, which is on par with the...
Are You a High Risk Florida Driver in Need of Insurance?
August 28, 2026
“If you have multiple traffic violations, a lapse in coverage, a history of accidents, or a DUI, you might be classified as a high-risk driver.” A high-risk driver classification in...
Did Florida Repeal Non-Fault Auto Insurance?
July 1, 2026
No, but like many Floridians you may have been following online posts over the past year about two bills recently presented in the State Legislature aimed at ending the Sunshine State’s...
Do I Need Full Coverage Auto in Florida?
June 4, 2026
By state law, you only need to purchase “full coverage” in Florida if you are financing or leasing your vehicle and your lender mandates the coverage. Otherwise, no-fault auto...
Does My Credit Score Affect My Insurance Rates?
April 29, 2026
Yes, for those residing in the Sunshine State, insurance companies use credit-based insurance scores to help predict risk, which is allowed by state law in Florida. Fact is, lower credit scores...
Florida PIP Insurance in a Transition
March 24, 2026
Although Florida is still a "No Fault" auto insurance state for accident coverage, Personal Injury Protection (PIP) insurance is currently three-months away from the end of its transition phase....
How to Get Auto Insurance Discounts
February 8, 2026
Florida drivers can use an independent agent to discuss auto insurance discounts that may be available for themselves and certain family members in 2026. These cost-saving strategies can be...
Why Are Auto Insurance Rates Still High?
January 27, 2026
Although auto insurance premiums remain high in the Sunshine State, early reports suggest that legal reforms over the past couple of years may already be helping to stabilize the insurance market...
Don’t Own a Car But Drive in Florida
December 7, 2025
Not surprisingly, you can drive a car in Florida without owning one, as long as you meet the Sunshine State’s licensing and insurance requirements. Due to the state’s...
Does Mandatory PIP Insurance Disappear in 2026?
November 3, 2025
Florida's auto insurance landscape is about to undergo a major transformation. New legislation will eliminate the state's long-standing Personal Injury Protection (PIP) and transition to a...