News
Florida PIP Insurance in a Transition
March 24, 2026
Although Florida is still a "No Fault" auto insurance state for accident coverage, Personal Injury Protection (PIP) insurance is currently three-months away from the end of its transition phase....
How to Get Auto Insurance Discounts
February 8, 2026
Florida drivers can use an independent agent to discuss auto insurance discounts that may be available for themselves and certain family members in 2026. These cost-saving strategies can be...
Why Are Auto Insurance Rates Still High?
January 27, 2026
Although auto insurance premiums remain high in the Sunshine State, early reports suggest that legal reforms over the past couple of years may already be helping to stabilize the insurance market...
Don’t Own a Car But Drive in Florida
December 7, 2025
Not surprisingly, you can drive a car in Florida without owning one, as long as you meet the Sunshine State’s licensing and insurance requirements. Due to the state’s...
Does Mandatory PIP Insurance Disappear in 2026?
November 3, 2025
Florida's auto insurance landscape is about to undergo a major transformation. New legislation will eliminate the state's long-standing Personal Injury Protection (PIP) and transition to a...
Florida Homeowners Insurance Seeing Relief
October 28, 2025
Homeowners in Florida are seeing early signs of relief after the Sunshine State enacted a series of significant property insurance reforms through key pieces of legislation in 2022, 2023 and 2024....
Florida Commercial Vehicle Insurance
September 29, 2025
Whether owned by the company or an employee, vehicles used for business purposes in Florida are required to have commercial vehicle insurance based on their intended use, which protects the...
Multi-Carrier Access for Competitive Quotes
August 27, 2025
Looking for guidance for online insurance quotes? Independent agents can offer a wider range of options for purchasing the auto insurance that covers your specific needs. They provide...
Non-Vehicular PIP Insurance Coverage
July 17, 2025
For resident drivers in the Sunshine State, no-fault insurance called Personal Injury Protection primarily covers medical expenses and lost wages resulting from vehicular accidents, regardless of...
Who Needs Florida Boat Insurance?
July 17, 2025
While Florida law doesn’t require all boat owners to carry insurance, it’s highly recommended and often necessary in specific circumstances. For instance, if your boat is financed,...