This Is Peak Hurricane Season
October 24, 2016
This is peak of hurricane season. Do you have the proper insurance on your home and other possessions? It is important that homeowners assess their insurance needs long before the threat of a hurricane. During the times that things are quiet, that’s when it’s time to get homeowners or hurricane insurance. Most insurance companies will not issue policies when there is an immediate threat of a storm or hurricane. Although, you may have homeowner’s insurance, this is a great time to have a conversation with a knowledgeable insurance agent who can answer all your questions. If you currently have homeowner’s insurance it is important that you know exactly what is covered by this insurance. Because hurricane coverage varies by state, it is wise to have a conversation with your insurance agent.
If you don’t have an insurance agent Nsurance Nation will be more than happy to answer your questions, free. If you have not read your policy, then take the time to look at it carefully so that you will know the types of limitations that exist in your policy. Be sure to pay attention to the fine print in your policy, because some insurance companies may exclude damage from hurricanes without making you aware of the exclusion. In some cases, homeowners and Florida and other hurricane prone states sometimes need to purchase homeowner’s insurance with supplemental hurricane coverage.
Don’t wait until it’s too late. Take the time to look at your policy and determine your needs. Keep in mind that some policies have a waiting period before they go into effect. Usually once a hurricane has been given a name, it is too late to get hurricane insurance. If you think you can’t afford hurricane insurance, it may not cost as much as you think. Having your policy reviewed or getting answers to questions that you may have about your policy is provided free by insurance nation. Knowing that this is peak hurricane season, it is important to take action while things are calm.