News
Minimum “Full Coverage” Auto Insurance
March 22, 2024
Florida insurance laws require the owner of any vehicle currently registered in the Sunshine State to carry a minimum of $10,000 in personal injury protection (PIP) and $10,000 in property damage...
How Pedestrians File Car Accident Claims
March 18, 2024
One advantage under Florida’s “no-fault” insurance laws is your Personal Injury Protection (PIP) policy provides coverage if you are hit by a motorist as a pedestrian. But,...
Senate Bill 2A Sets Home Values for Flood Insurance
February 8, 2024
In December of 2022, Florida Governor Ron DeSantis enacted changes to the state’s property insurance laws by signing Senate Bill 2A into law. The comprehensive bill addresses...
Why Add a Cyber Insurance Endorsement?
February 8, 2024
Cyber-crime is a growing threat to the global economy. According to the 2022 Internet Crime Report released by the Federal Bureau of Investigation’s IC3, bad actors continue to target...
Do Credit Scores Affect Car Insurance Quotes?
January 30, 2024
Yes and no; it depends upon the state’s insurance laws. However, a recent study showed that there is a correlation between credit scores and auto insurance claims, indicating that those with...
How to Lower Your 2024 Auto Insurance Rates
January 10, 2024
If you live in the Sunshine State and own a vehicle, then you need Florida auto insurance. Except for New Hampshire, every state has a fee or minimum insurance requirement that drivers must...
Are Holiday Gifts Protected by Insurance?
December 12, 2023
Shiny objects can attract cagey crooks who are ready to swipe your Holiday gifts. Since many of the items being purchased or delivered this time of year are presents, unsavory types often consider...
What’s Covered if You Are Injured in an Auto Accident?
December 7, 2023
When an auto accident happens in the Sunshine State, drivers must file a claim with their own insurance carrier. Since Florida is a No-Fault Insurance state, resident drivers are required to...
Need Help Getting Auto Insurance Reinstated?
November 27, 2023
Although you might never have thought that you would let your auto insurance lapse, it can happen when a policyholder is struggling financially due to a loss of employment or an unexpected major...
Pros and Cons of Self-Insured Status
November 24, 2023
There are many pros and cons for Florida residents and businesses who elect to register as a self-insured. Basically, this means you are personally assuming the financial risks associated with...